There is a minimum monthly income requirement of $1,500, and your income must be sufficiently greater than your monthly debt obligations and living expenses. You must not have 3 or more open Capital One Auto Finance accounts or an aggregate limit over $100,000 with Capital One. There must be no material changes to your credit in the last 90 days, including, but not limited to, becoming delinquent on any debt, filing for bankruptcy or foreclosing on a mortgage obligation. Applicants must be in good standing (not over limit, past due or charged off) on any existing Capital One account, and on any mortgage and auto loan (including the auto loan you wish to refinance). box addresses are not eligible for refinancing (except for Army/Fleet P.O. Applicants must have a valid physical street address within the contiguous United States (addresses in Alaska, Hawaii, Puerto Rico, etc. To pre-qualify for refinancing, all applicants must be at least 18 years of age and must not be deceased or imprisoned. Visit our FAQs to learn more about Capital One Auto Refinance. We’ll pay off your current lender, update your title documents (you may need to mail your title to us, depending on your state) and let you know if we need anything else. Sign your contract and confirm your current lender information. This will result in a hard inquiry on your credit report and will impact your credit score. If you like an offer, move forward with a credit application. Step 2: Choose your offer and submit your credit application.If you pre-qualify, you can browse your auto refinancing offers and savings with no obligation to move forward. Submit a pre-qualification request with no impact to your credit score. Those seats can be split in a 60/40 arrangement, but they don't fold completely flat.Need to access your submitted application? The interior design is aging, and not gracefully rivals such as the Kia Cadenza and the Buick LaCrosse simply outclass the 300 in this area.Īlmost every car in this segment managed six carry-on boxes inside the trunk, but the 300's large interior space allowed us to fit an additional 10 boxes with the rear seats folded. The texture feels nice but looks artificial. Throughout the lineup, the 300 utilizes soft-touch rubberized plastic with a leather-grain pattern to cover the dashboard and upper door panels. Heated and ventilated front seats, heated rear seats, a heated steering wheel, and a power-adjustable steering wheel are unique to the top-spec 300C. The fancier Limited model comes with far more features, including power-adjustable front seats with heat and adjustable lumbar support, dual-zone automatic climate control, a leather-wrapped steering wheel and seats, and illuminated front and rear cupholders. The 300's entry-level offering is the Touring, which comes stripped down with cloth seats and few amenities. The Toyota Avalon fared much better, however, besting the Chrysler by 4 mpg. Thankfully, the V-6 300 cruised through our highway fuel-economy test delivering exactly what the EPA estimated: 30 mpg. Other rivals such as the Nissan Maxima are simply more efficient. Order up the Hemi 5.7-liter V-8, and this four-door is quite the gas consumer. With the 3.6-liter V-6 under its hood, the 300 almost competes with similarly powered rivals in this segment but falls a bit short. If you're in the market for something comfy, avoid the 300S and instead opt for a base Limited or an upscale 300C. The suspension on the 300S model is stiffer than on the rest of the lineup, and the 20-inch wheels that are standard on that trim also contribute to a ride that is overly rough, which seems out of step with the 300's near-luxury mission. Body roll is well controlled, and the chassis is willing to play-as long as you don't get overly aggressive. The 300 is not a bad-handling car for its size the helm isn't the most talkative one in autodom, however. Our test of a rear-wheel-drive V-8–powered model back in 2015 netted a snappy 5.3-second result in the same test. In our testing, a rear-wheel-drive V-6–powered 300S hustled from zero to 60 mph in 6.3 seconds that's slow for this class but still reasonably sprightly. All-wheel drive is optional, but only with the standard 3.6-liter 292-hp V-6 engine. The Chrysler 300-along with its corporate sibling, the Dodge Charger-is unique in the large-car segment for its rear-wheel-drive layout and its available Hemi V-8 engine with 363 horsepower. The V-8 is also a great choice, but its thirst for fuel might turn off potential customers. The SafetyTec Plus package's driver-assistance technology might keep you from hitting things, should you need help with that.
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